Terms of Use
Last Updated: [02,12,2025]
Welcome to MeiHeng Insurance Services (“MeiHeng,” “we,” “our,” “us”). By accessing or using our website www.meihengusa.com (the “Website”), you agree to these Terms of Use (“Terms”).
If you do not agree, please discontinue using the Website.
1. Use of Our Website
You may browse the Website, submit information for insurance quotes, or request services only for lawful and legitimate purposes.You agree not to:
- Violate any applicable laws
- Attempt to gain unauthorized access to our systems
- Use the site in a way that harms us or other users
2. OFAC Compliance
By using our Website, you confirm that you are not:
- Located in a sanctioned country (Cuba, Iran, North Korea, Syria, or Crimea)
- Named on OFAC’s SDN or SSI lists
- You agree not to use our services in violation of U.S. export or sanctions laws.
3. No Legal, Tax, or Financial Advice
Content on our Website is for general educational purposes only and does not replace:
- Legal advice
- Tax advice
- Accounting advice
- Guaranteed insurance approval
- Final insurance eligibility and premium depend on underwriting by licensed carriers.
4. Intellectual Property
All logos, text, graphics, and content on this Website belong to MeiHeng Insurance Services.
You may not copy or use our content without written permission.
5. Electronic Communications
By contacting us or using the Website, you consent to receive emails, messages, and notices electronically from us.
6. Third-Party Links
Our Website may contain links to external sites. We are not responsible for their content, privacy practices, or terms.
7. Governing Law
These Terms are governed by the laws of the State of California.
8. Dispute Resolution
Any dispute arising from your use of the Website must be resolved in the state or federal courts located in California, and you consent to their jurisdiction.
9. Right to Update
We may update these Terms at any time. Continued use means you accept the updated Terms.